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Once market risk perceptions meet up with reality, the potential drop in coastal property values might have broad reverberations—affecting banks, insurers, investors, builders, and taxpayers—and doubtlessly set off regional housing market crises in addition to affect the broader nationwide economic system. He added that life-style markets on the Surf Coast and Bellarine Peninsula were also contributing to the expansion, as Melbourne owners realize the numerous increase in worth of their homes, allowing them to purchase an funding or holiday house.